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October Update – Why Are Mortgage Rates On The Rise?

Published: October 21, 2024
Mortgage rates have risen since the Federal Reserve cut interest rates on September 18th, but why? The reason is that the Federal Reserve is not the bond market. The bond market directly influences mortgage rates, responding swiftly to daily ec...

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September Newsletter – Housing Market Update

Published: September 16, 2024
The Federal Reserve is prepared to pivot this week with either a .25% or .50% rate reduction, so what does this mean for you and the housing market? The immediate benefit is interest rates on credit cards, lines of credits, auto loans, and unse...

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Looking Ahead- Are We Moving Toward a Balanced Market?

Published: August 30, 2024
If you’ve been keeping an eye on the housing market over the past couple of years, you know sellers have had the upper hand. But is that going to shift now that inventory is growing? Here’s a breakdown of what you need to know. What ...

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July 2024 – Residential Market Update

Published: July 18, 2024
Mortgage Rates are on a downward trend but at a much slower pace than buyers have hoped to see in 2024.  Now is a good time to call Bear Flag Home Loans to get an update on mortgage rates for your specific scenario.  Inventory is up year ...

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Don’t Wait For The Perfect Home

Published: July 18, 2024
In life, patience is a virtue – but in the world of homebuying, waiting too long in hopes of finding the perfect home actually isn't wise. That’s because the pursuit of perfection comes at a cost. And in this case, that cost may be...

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