In today’s real estate market, mortgage interest rates are near record lows. If you’ve been in your current home for several years and haven’t refinanced lately, there’s a good chance you have a mortgage with an interest rate higher tha...
In today’s real estate market, low inventory and high demand are driving up home prices. As many as 54% of homes are getting offers over the listing price, based on the latest Realtors Confidence Index from the National Association of Rea...
The level of equity homeowners have is at an all-time high. According to the U.S. Census, over 38% of owner-occupied homes are owned free and clear, meaning they don’t have a mortgage. Those with a mortgage are seeing their equity skyrocket...
Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home.
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Are you looking for a home to purchase right now and having trouble finding one? Don't worry, you are not alone. At a time like this when there are so few houses for sale, it’s normal to wonder if you’ll actually find one to buy.
A...
Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a dec...
Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and decide what makes the most financial sense. That equation will most likely...
If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone. Homeownership lets you make a house a home; however, you may be wondering if the dollars and cents ...
In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience.
Today, reflecting on his me...
